Apartment Transfers: How to Upsize or Downsize Your Affordable Unit

by Mar 24, 2026

When you first moved into your affordable housing community, your current apartment might have been the perfect fit. But life doesn’t stand still. Maybe you’ve welcomed a new baby and your one-bedroom is feeling cramped, or perhaps your children have grown up and moved out, leaving you with more space (and rent) than you need.

In market-rate housing, moving to a different unit in the same building is usually a simple matter of availability and a new lease. In affordable housing, however, the process is governed by strict federal and state regulations.

Transitioning to a larger or smaller unit within an affordable housing community is possible, but it is not as simple as swapping keys. It requires joining an internal transfer waitlist and undergoing a full eligibility recertification to ensure your household still meets the specific income and occupancy limits for the new unit. Because affordable housing units are categorized by specific income “brackets,” your eligibility is re-evaluated based on current HUD limits, not the ones from the year you originally moved in.

At HAPI, we want to help our long-term residents find the right “forever home” within our communities. If your household size has changed, here is the 2026 guide to how apartment transfers actually work.

Understanding the “Internal Transfer” Priority

Why current tenants get a head start.

Most HAPI-managed properties maintain two separate waitlists: one for the general public and an Internal Transfer Waitlist for current residents.

In most cases, internal transfers are given priority over outside applicants. This is because keeping a reliable, responsible tenant in the building is better for the community than starting over with a stranger. However, priority is usually categorized by need:

  1. Medical/Reasonable Accommodation: Residents who need to move for a documented medical reason (e.g., needing a ground-floor unit due to mobility issues) are given the highest priority.
  2. Under-Housed (Upsizing): Families who have outgrown their current unit and are now exceeding occupancy limits (e.g., three people in a studio).
  3. Over-Housed (Downsizing): Residents living in a unit larger than they need, which frees up a high-demand family unit for someone else.

The 4-Step Transfer Process

If you want to move to a different unit, you must follow this formal protocol:

1. The Written Request

You cannot simply tell the community manager in the hallway that you want to move. You must submit a formal, written request to the site office. This places you on the internal waitlist based on the date and time of your request.

2. The Eligibility “Deep Dive”

When a unit of the requested size becomes available, you don’t just sign a new lease—you essentially re-apply for the building. The compliance team must verify that your current household income still falls within the AMI limits for that specific unit. If your income has increased significantly since you moved in, you might qualify for your current unit under the “140% rule,” but you may be “over-income” for a new, different unit in the building.

3. The Unit Inspection

Before your transfer is approved, your current apartment will be inspected. If you have a history of lease violations, late rent payments, or if your current unit shows signs of damage beyond normal wear and tear, your transfer request will be denied. We only transfer tenants who are in “good standing.”

4. The Security Deposit Shuffle

Usually, you cannot simply transfer your old security deposit to the new unit. You will typically be required to pay a new security deposit for the new apartment. Your old deposit will be processed as a standard move-out—minus any cleaning or damage fees—and returned to you within the legal 14-day window.

How to Maximize Your Chances of a Successful Transfer

Tips for staying at the top of the list.

Because internal waitlists move based on both priority and “good standing,” there are things you can do to ensure you are approved when your name is called:

  • Maintain a Flawless Rental Ledger: If you have been late on rent more than twice in a 12-month period, you may be deemed ineligible for a transfer. Consistent, on-time payments are the #1 way to prove you are a low-risk tenant for a new unit.
  • Keep Your Housekeeping Up to Standard: When the manager performs your pre-transfer inspection, they are looking for signs that you take pride in your home. A clean, well-maintained current unit is a green light for a transfer.
  • Update Your Contact Info Annually: Just like the general waitlist, we perform an annual purge of the transfer list. If your phone number or email has changed and we can’t reach you, you will lose your seniority.
  • Be Flexible with Floor Plans: While you might want the unit with the mountain view, being open to any unit of your required size will cut your wait time by months or even years.

Occupancy Standards: Do You Actually Need a Move?

In Hawaii, property managers follow strict occupancy guidelines to prevent overcrowding and ensure safety. Before requesting a transfer, check if you meet the “Two Heartbeats Per Bedroom” rule.

Unit Type Minimum Occupants Maximum Occupants
Studio 1 Person 2 People
1-Bedroom 1 Person 3 People
2-Bedroom 2 People 5 People
3-Bedroom 3 People 7 People

Note: Guidelines may vary slightly depending on the specific square footage of the unit and building-specific house rules.

Frequently Asked Questions

Can I transfer to a different HAPI building on another island?

While HAPI manages properties statewide, each building is a separate legal entity with its own waitlist. You cannot “transfer” your seniority from an Oahu building to a Maui building. You would need to apply to the new building as a fresh applicant, though your positive rental history with HAPI will certainly help your application!

Will my rent stay the same if I move?

No. Rent is tied to the unit, not the tenant. If you move from a 1-bedroom to a 2-bedroom, your rent will increase to the established fixed rate for that larger unit.

What happens if I turn down an offered unit?

If a unit becomes available that matches your request and you turn it down, you are typically moved to the bottom of the internal transfer waitlist. Most properties only allow one or two “refusals” before removing you from the transfer list entirely.

Does a transfer count as a "lease break"?

If you are in the middle of a 12-month lease and transfer to another unit in the same building, the property manager will usually allow you to sign a new 12-month lease for the new unit without charging you an early termination fee.

Can I transfer if my income has gone down?

Yes. If you have experienced a loss of income and need to move to a smaller, cheaper unit to stay housed, we will prioritize your request as “over-housed” to help you find a sustainable rent amount.

Is there a transfer fee?

Some buildings charge a nominal administrative fee (typically $100 – $200) to cover the cost of the new background check, compliance processing, and lease preparation. Check your house rules for details.

Ready to Discuss a Change?

If your household has grown or your needs have changed, don’t wait until you are overwhelmed. Reach out to your site office today to discuss your status on the internal transfer list.

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