by Dhruv Garg | Jan 13, 2026 | Uncategorized
Table of content What is AMI? How to Calculate if You Qualify for Affordable Housing in Hawaii Key Takeaways What is AMI? (The Yardstick) The “HHFDC vs. HCDA” Math Trap How to Calculate Your Income (The Compliance Way) The “Side Hustle” Trap...
by Dhruv Garg | Jan 13, 2026 | Uncategorized
Table of content Utility Allowances in Hawaii: How High Energy Costs Impact Your Net Operating Income Key Takeaways The Math: Gross Rent vs. Net Rent (The NOI Killer) The “Split System” Revolution The 3 Ways to Calculate UA in Hawaii 1. The PHA Schedule...
by Dhruv Garg | Jan 12, 2026 | Uncategorized
Table of content The Year 15 Pivot: What Hawaii Owners Need to Know When Tax Credits Expire Path 1: Resyndication (The “Double Dip”) Path 2: The “Qualified Contract” (The Hail Mary) Path 3: The Non-Profit ROFR (The Battleground) Comparison: Which Exit is Right for...
by Dhruv Garg | Jan 12, 2026 | Uncategorized
Table of content The Application Checklist: Everything You Need to Apply for a HAPI Property Key Takeaways Quick Look: The 4 Document Packs 1. The “ID Pack” (Who You Are) 2. The “Income Pack” (What You Earn) 3. The “Asset Pack” (What You Own) 4. The “Hawaii Life”...
by Dhruv Garg | Jan 12, 2026 | Uncategorized
Table of content Senior Living in Hawaii: Finding Affordable, Safe, and Vibrant 55+ Communities Key Takeaways 55+ vs. 62+: Which One Are You? Independent vs. Assisted Living The “Asset Trap”: Selling the Family Home Designed for “Aging in Place” Getting Around Without...
